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Lawsuit Funding Frequently Asked Questions

Do I need good credit?
Credit is not an issue with LightHouse Legal.

How long is the process?
On average the process takes a few days to one week. Once you’re approved, though, we can provide money within 24 hours.

Is this legal?
Yes, LightHouse Legal Finance is completely legal.

On what types of cases will you provide cash funding?
LightHouse Legal Finance will provide funding on lots of different types of liability cases which are listed in our case type section.

Do you notify the defendant’s insurance company?
No, the process is kept between you, us and your attorney.

How much will LightHouse Legal Finance fund to the Plaintiff?
If you owe too much, this could cause problems with settling the case. For this reason, LightHouse Legal Finance typically limits the lawsuit funding to 15% of the projected case value.

How would lawsuit funding help the Plaintiff get more money from their case?
The defendant or insurance company will try to get you to settle for less knowing that you are in need of money. With our help, you won’t have to jump at any offer they throw at you.

How is the Cash Funding repaid?
The lawsuit cash advance is repaid from the proceeds of the case settlement, and is paid at the same time that the proceeds of the claim are paid out.

What if the plaintiff loses the case?
LightHouseLegal Finance takes 100% of the risk with advancing cash to the plaintiff. If the plaintiff loses the case, they do not owe LightHouse Legal Finance anything.